
Frank Heinen
HEALTH
INSURANCE INFO
Company
Contribution
Beginning
in January 2003, the company contribution for health insurance
will change from 80% to 75% of the premium cost. Information
on how an additional 5% discount for health insurance premiums
can be earned is explained under the wellness section of this
article.
Claims
Prescriptions,
doctor bills, etc., for the year 2002 must be submitted prior
to one year from date of service. Eligible expenses incurred
during October, November and December, which are applied
toward this year’s deductible, will also be applied toward
next year’s deductible. Co-insurance and maximum out-of-
pocket expenses do not carry forward. The co-pay for office
visits DOES NOT apply toward deductible or co-insurance.
Pre-certification
Planned
inpatient admissions must be reported to First Administrators
(800-344-5822) prior to the actual admission. Emergency
admissions must be reported within 24 hours following the date
of admission. Failure to call will result in reduced benefits.
Most hospitals will do this for you but you are responsible
for any penalty for failure to pre-certify.
Prior
Approval
Certain
services require prior approval from First Administrators
before the service is provided. Failure to obtain a prior
approval will result in reduced benefits. Some services
requiring prior approval include hospice services, home health
care, private duty nursing, home infusion therapy, and organ
transplants. A complete list of these services and applicable
penalties are listed in the benefit summary of the Group
Health Benefit Booklet.
Prescription
Coverage
(Including Mail-Order Drug Plan)
Pay
the full cost of the prescription drug and submit the receipt
to First Administrators for reimbursement.
Prescriptions
are first subject to the calendar year deductible.
After
calendar year deductible is satisfied, prescriptions are
covered at 80%.
Cobra
On
page 13 of your Health Benefit Booklet you will find the
criteria for COBRA. It is your responsibility to notify Frank
Heinen or Diane Kilmer within sixty (60) days if you become
divorced, legally separated, or a dependent child ceases to be
an eligible dependent as defined by this Plan.
WELLNESS
INFO
You
can earn an additional 5% company contribution, or 80%
total, towards your health insurance premiums by
participating in the wellness screening.
You
must participate in Wellness during 2002 to qualify for the
80% company contribution during 2003.
If
your spouse is covered under Manatts Group Health Plan, both
you and your spouse must participate in Wellness to qualify
for the additional 5%.
Contact
Diane Kilmer if you have not participated in Wellness during
2002 but would like to set up an appointment prior to
January 1, 2003, for a screening. This will allow you to be
eligible for the discount in 2003.
CAFETERIA
(FLEX) PLAN INFO
All
unreimbursed medical claims and dependent care claims (when
applicable) for the year 2002 must be submitted to Bev Vaverka
within 60 days from the end of the year or prior to February
28, 2003.
Flex
claim forms are available from your local office. Complete the
claim form and attach an eligible receipt. Cash receipts, cash
register tapes, cancelled checks or credit card receipts are
NOT eligible receipts.
Flex
checks are written on the 15th of each month. You must have
your claims submitted to Bev at least 3 business days prior to
the 15th.
401K
REPLACEMENT PIN#
A
request for a PIN# replacement must be done via telephone.
Dial
the 800 phone number (1-800-258-2715).
Enter
your social security number.
Listen
to the instructions on what to do if you do not know your
PIN#.
A
request will be made for you to enter a couple of numbers.
A
new PIN# will be sent to your home address within 2 working
days.
You
will not be able to access your account until you receive your
PIN#.
ADDRESS
CHANGES –
DEPENDENT STATUS CHANGES
Contact
Diane Kilmer with any address or dependent status changes. It
is very important to keep our files correct for all mail
correspondence, processing of forms, and claim information.
WEB
ACCESS!
You
can view all the benefit information and SPD's online!
To access these documents you must sign into the corporate
intranet on the homepage
of this website. If you do not have a valid username
and/or password or for more information on viewing these
documents, contact Jamie
Kriegel in Brooklyn.
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